Non Banking Finance Company (NBFC) Registration

A Non-Banking Finance Company is a company registered under the Companies Act, and it deals in the business of loans and advances, acquisitions of shares, bonds/stock, debentures, hire-purchase, etc.

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Financial Institution 100% Online Process Fast-Track Comprehensive Regulatory Filings

Non Banking Finance Company (NBFC) Registration

Incorporate and structure an eligible corporate entity designed for applying for Non-Banking Financial Company (NBFC) registration with the Reserve Bank of India (RBI).

All-Inclusive Statutory & Professional Package
₹27,499

Covers MCA statutory portal filing fees, verified CA/CS drafting & attestation, and statutory GST with zero hidden costs.

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Non Banking Finance Company (NBFC) Registration
✓ CA/CS Verified ⏱ Fast-Track Comprehensive Regulatory Filings

Engagement Deliverables

  • ✔ 100% Online MCA / Statutory Portal Filing
  • ✔ Verified Legal Drafting & Attestation
  • ✔ Certificate / Govt Challan Handover
  • ✔ Dedicated CA/CS Compliance Manager
Filing Mode: 100% Digital Statutory Status: Active MCA
100% Online MCA Process
Expert CA/CS Verification
Fast-Track 3–7 Day Delivery
All-Inclusive Total Pricing
Target Audience

Who Should Choose This Service?

Engineered for ambitious businesses seeking statutory protection, professional governance, and verified legal standing.

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Fintech entrepreneurs and lending platforms

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Micro-lending and consumer finance promoters

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Investment and asset finance companies

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Corporate groups structuring financial services arms

Service Scope

What is Included?

Clear, transparent boundaries covering complete deliverables from intake to government approval and certificate handover.

Included in Package

Complete Service Deliverables

  • ✔ RBI NBFC regulatory roadmap & eligibility review
  • ✔ Net Owned Fund (NOF) compliance advisory
  • ✔ Company incorporation assistance with financial objects
  • ✔ Class 3 DSC & DIN for proposed directors
  • ✔ MOA & AOA preparation tailored for RBI NBFC applications
  • ✔ Director fitness & propriety documentation guidance
  • ✔ Preparation of preliminary business plan for RBI scrutiny
Optional / Excluded

External & Optional Items

  • — Statutory Net Owned Fund (NOF) capital deposit (₹10 Crores requirement)
  • — RBI physical hearing representations
Document Requirements

Required Documents

Please ensure you have these documents ready for filing. All documents can be submitted digitally with zero physical paperwork.

KYC of proposed directors & promoters (PAN, Aadhaar, Passport)
Educational and professional experience certificates of directors in financial sector
Audited financial statements and net worth certificates of promoters
Proposed company names and registered office address proofs
Detailed business plan, lending model, and credit underwriting framework
Structured Process

Visual Step-by-Step Workflow Diagram

Our battle-tested, structured workflow keeps you informed at every milestone from intake to government certificate delivery.

01

Eligibility

Assessment of promoter net worth and financial management background.

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02

Incorporation

Incorporating the company with financial objects on MCA portal.

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03

NOF Compliance

Statutory deposit of mandatory Net Owned Funds in bank fixed deposit.

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04

RBI Application

Online submission of application on RBI COSMOS portal.

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05

Scrutiny & Query

Addressing RBI inquiries regarding credit policies and source of funds.

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06

CoR Issuance

Issuance of Certificate of Registration (CoR) by Reserve Bank of India.

Fee Structure

Total Service Fee

All-inclusive transparent pricing with zero surprise charges. All statutory government filing charges and professional drafting fees are covered in one fixed package.

Service Package Inclusions Total Price
Non Banking Finance Company (NBFC) Registration End-to-end statutory drafting, government portal filing, and verified CA/CS compliance advisory ₹27,499
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Recommended Optional Add-ons

Bundle essential registrations along with your service for a seamless business launch:

+ RBI Application Advisory & Liaison
+ LEI Registration (₹3,000)
+ Annual Compliance Bundle (₹25,000)
Clear Answers

Frequently Asked Questions

Have questions regarding regulations, legal processes, and procedures? Here is everything you need to know.

What is the minimum Net Owned Fund (NOF) for NBFC registration?

RBI has revised the minimum Net Owned Fund (NOF) requirement to ₹10 Crores for most NBFC categories under the scale-based regulatory framework.

What is the typical timeframe for obtaining an NBFC license from RBI?

The RBI NBFC registration process typically takes 3 to 6 months depending on document scrutiny, fit and proper verification of promoters, and compliance with Scale-Based Regulation (SBR) guidelines.

What are the key prerequisites before applying for an NBFC Certificate of Registration (CoR)?

The entity must be registered as a Public or Private Limited Company, have a minimum of ₹10 Crores Net Owned Funds deposited in a scheduled bank account, clean CIBIL records for all directors, and a sound financial business plan.

Can an existing company convert into an NBFC?

Yes, an existing Private or Public Limited Company can alter its Main Objects to financial activities, enhance its net owned funds, and submit an application to the Reserve Bank of India via the COSMOS portal.

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